100% Mortgage Hints & Tips
Should I get a 100% mortgage?
The choice is ultimately yours but it is a great way to get on to the 100 mortgage ladder now rather than wait to save a deposit up
Can I use the extra money available with a 100% mortgage towards my other costs?
Yes traditionally you can use the extra money towards other fees i.e. solicitor's costs, arrangement fees, consolidation of loans basically any legal purpose.
Will I pay a higher interest rate with a 100% mortgage?
You may be charged a higher interest rate for a 100% mortgage, meaning that you will be paying more each month than you would with a traditional mortgage
Will I have to keep the 100% mortgage for a fixed length of time?
You may have to agree to keep the mortgage for a minimum number of years; there many 100% mortgage products available including fixed, tracker and variable rate deals
Where will my deposit come from for my 100% mortgage?
The deposit comes from the lender; the solicitor will arrange to draw down the deposit from the lender when they legally require it.
Can I still get a 100% mortgage if I have bad credit?
Yes it is still possible is the short answer. Contact one of our brokers and they will be able to explain how your circumstances apply to arranging a 100% mortgage.
About 100% mortgages »
100% Mortgage Hints & Tips
Below we have put together some information and resources on 100% mortgages:
» 100% Mortgage FAQs
» 100% Mortgage Guide
» 100% Mortgage Resources
» 100% Mortgage - Why Use Us
» 100% Mortgage in the Press
» 100% Mortgage News
» 100% Mortgage Challenge

If you are on a tight budget you may want 100% to 125% mortgage;
a loan for the full purchase price of the property, plus some extra
to clear your debts. Clickngomortgages.co.uk mortgage advisors have
access to lenders offering 100% mortgages to 125% Mortgages.
Use the funds from a 100% mortgage for a purchase opportunity, home
maintenance, debt consolidation, major expenses, home improvements,
buy a car, or make an investment.
13/03/08
Comments
A few 100% mortgages lenders available
Many people still want a 100% mortgage. Many people still think you can borrow over the value of your property; these mortgages were available up to 125 % of the value of your property. 100% mortgages are still available, but the market is extremly limited.
05/03/08
Comments
Still need a 100% mortgage
So you still need a 100% mortgage. What you need to be careful of is not overstretching yourself to far that you cant afford to pay the bills. 100% mortgages are commonly used to help people get onto the housing ladder.
04/03/08
Comments
Worried about mortgage arrears
The Financial Services Authority has announced today that one in five people are worried about making mortgage payments in 2008. Many 100% mortgages deals and borrowers whose fixed rates will be coming to an end this year will be extremely concerned what their new payment will be.
03/03/08
Comments
Free money advice scheme
For a long time there have been calls for free advice funded by levies from companies regulated by the Financial Services Authority. More so now with Bad credit mortgages and 100% mortgages being a regular topic in the news due to the current changes in the world economy.
23/02/08
Comments
Shared ownership mortgages
Looking for a shared ownership mortgage. Many first time buyer mortgages are for a shared ownership mortgage which suits their needs? Every one wants a cheap shared ownership mortgage deal at the best rates available.









