100% Mortgages in the Press

Observer - Want to buy but don't have a deposit? Here comes the 125 per cent mortgage.

First time buyers who have no deposit are being encouraged on to the housing ladder with the help of a new mortgage that allows them to borrow more than the price of the property.

Observer - Ten ways to step on to the ladder

First-time homebuyers have never had it so bad: two interest rate rises in a row have made the struggle to pay their mortgages even greater, while house prices continue to soar ever upwards.

BBC News - What will happen next to house prices?

People are able to get 100% mortgages or borrow four or five times their income but lenders have not offered the two together.

This is Money - Rise and rise of the 100% mortgage.

The number of homebuyers taking out 100 per cent mortgages has doubled in a year, a top broker said last night.

This is Money - First-time buyers offered 100%

First-time buyers are being enticed to take mortgages for 100% of the property price - or more.

This is Money - Joining the 100% plus club

Steve Bell and girlfriend Hema Savani can't wait to move in. They already have plans to renovate the kitchen of the two-bedroom Victorian terrace when they pick up the keys this month.

Times - 'Negative-equity mortgage' lets you borrow to the hilt

Alliance & Leicester (A&L) is the latest lender to offer mortgages for more than the value of the property, just as experts warn that one more rise in interest rates could be the final nail in the coffin for the housing boom.

Times - You may be first-time lucky

First-time buyers are finding it increasingly difficult to get a foot on the first rung of the property ladder, but mortgage lenders are coming up with increasingly ingenious ways to give a much-needed boost to those who lack the income or deposit to make their dreams a reality.

About 100% mortgages »

If you are on a tight budget you may want 100% to 125% mortgage; a loan for the full purchase price of the property, plus some extra to clear your debts. Clickngomortgages.co.uk mortgage advisors have access to lenders offering 100% mortgages to 125% Mortgages.

Use the funds from a 100% mortgage for a purchase opportunity, home maintenance, debt consolidation, major expenses, home improvements, buy a car, or make an investment.

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13/03/08
Comments

A few 100% mortgages lenders available

Many people still want a 100% mortgage. Many people still think you can borrow over the value of your property; these mortgages were available up to 125 % of the value of your property. 100% mortgages are still available, but the market is extremly limited.

05/03/08
Comments

Still need a 100% mortgage

So you still need a 100% mortgage. What you need to be careful of is not overstretching yourself to far that you cant afford to pay the bills. 100% mortgages are commonly used to help people get onto the housing ladder.

04/03/08
Comments

Worried about mortgage arrears

The Financial Services Authority has announced today that one in five people are worried about making mortgage payments in 2008. Many 100% mortgages deals and borrowers whose fixed rates will be coming to an end this year will be extremely concerned what their new payment will be.

03/03/08
Comments

Free money advice scheme

For a long time there have been calls for free advice funded by levies from companies regulated by the Financial Services Authority. More so now with Bad credit mortgages and 100% mortgages being a regular topic in the news due to the current changes in the world economy.

23/02/08
Comments

Shared ownership mortgages

Looking for a shared ownership mortgage. Many first time buyer mortgages are for a shared ownership mortgage which suits their needs? Every one wants a cheap shared ownership mortgage deal at the best rates available.

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