Bad Credit Mortgage FAQs
Can I have a bad credit mortgage?
Whether it's credit card debt, missed payments, divorce, outstanding loans, rent arrears, mortgage arrears or any the other factors that can affect your credit record we will work with you to find the best deal to suit your circumstances.
How long can I take a bad credit mortgage loan over?
Loans are available over varying periods. Your specific needs will determine the length of your mortgage term.
My credit history is not very good, how will this affect my bad credit application?
Your own adviser will ensure that he places your application with a lender who is sensitive to your individual circumstances. With experience, advisers get to know which lenders are flexible for people with previous credit problems.
How long will I be on a bad credit mortgage?
It will be dependent on your individual circumstances. The intention will be to tidy up your credit file so that we can switch your mortgage to a high street lender with better rates.
Can you help what ever the circumstances of my bad credit?
These are just some of Mortgages problems we can help with:
County Court Judgements (CCJs) ,Defaults ,Individual Voluntary Arrangements
(IVA) Discharged bankrupt ,Repossession Self-employed with no accounts
.
I have a bad credit mortgage is there a better deal out there for me?
We actively review our clients situations to ensure they have the best mortgage available to them at all times dependent on there current circumstances.
Apply now for a Bad Credit Mortgage and Click n go Mortgages will find you the best deals on the market.
About Bad Credit Mortgages »
Bad Credit Mortgage Hints & Tips
Below we have put together a Bad Credit Mortgage guide with resources
and information on getting a Bad Credit Mortgage and improve your
credit rating.
Bad Credit Mortgage Guide
Bad Credit Mortgage FAQs
Bad Credit Mortgage
Resources
Bad Credit Mortgages - Why Use Us
Bad Credit Mortgages
Case Studies
Bad
Credit - What they know about you
10 ways
to improve your credit rating
Check your
credit files
Bad Credit Remortgage
Bad
Credit Mortgages in the press
Bad Credit Mortgage News 
Did you know an estimated one in four Britons would be turned down
by a mainstream mortgage lender?
Bad Credit Mortgage or Adverse Credit Mortgages is ideal if you
have a poor credit record. You might have difficulty getting a mortgage
from the high street. Click n go Mortgages have access to specialist
bad credit mortgage lenders.
We know which lenders are best geared up to meet the needs of adverse
credit mortgage borrowers. Our mortgage calculator can quickly work
out how much you could save by remortgaging with Click n go Mortgages.
14/01/09
Comments
How do i go about buying a Shared Equity property?
My partner and I are lowly first time buyers with a few savings, certainly not enough for a deposit. We rent our slightly shabby 2 bed house, which I long to decorate but don’t want to add value, and are slowly but surely paying off our landlords’ mortgage.
18/03/08
Comments
Bad credit mortgages holders seek debt management advice
Ever since the bad credit mortgages fiasco that blew in from America the back end of last year, the world's economy has been in turmoil. Bad credit mortgages or sub prime mortgages as there more commonly known in the states have been headline news.
12/03/08
Comments
Which bad credit mortgage is for me?
You first need to know what your credit rating is. Armed with this information you stand a better chance of ensuring you get the best bad credit mortgage. It's a mine field out there, knowledge is power. 1 in 4 people have a bad credit mortgage.
03/03/08
Comments
Free money advice scheme
For a long time there have been calls for free advice funded by levies from companies regulated by the Financial Services Authority. More so now with Bad credit mortgages and 100% mortgages being a regular topic in the news due to the current changes in the world economy.
07/02/08
Comments
Bank Cuts rates to 5.25%
Bank of England has cut rates in an attempt to keep the economy moving. The US Federal Reserve has recently cut rates from 4.25% to 3%. Anyone looking to remortgage can expect to get a better deal especially some one with a bad credit mortgage.
28/01/08
Comments
Missed mortgage payments
Almost half a million UK homeowners have failed to meet a monthly mortgage repayment in the last six months. This is going to be a huge problem for the next couple of years for anyone who has a poor credit mortgage deal, or has risked taking on a low rate mortgage and will now be facing a mortgage rate hike.
27/01/08
Comments
Bad credit mortgages hit mortgage approvals
The number of mortgage approvals to first time buyers and home mover was at a record low last month as the banks struggled in the wake of the bad credit mortgages fiasco. Most buyers seem to be holding of making that move due to uncertantiy in interest rates.
21/01/08
Comments
First time buyers & 100% Mortgages
For first time buyers now more than ever will a deposit be an essential part of arranging a mortgage and making it onto the first rung of the property ladder.
16/01/08
Comments
House price falls.
Surveyors are reporting a falling house prices silmilar to the 1990's housing recssion. The property market is in the midst of a property slump. The bad credit mortgages has taken effect and according to many studies.
09/01/08
Comments
House prices went up in December by 1.3%
According to the Halifax house price inflation fell sharply at the end of last year, but rising at an annual rate of 5.2%. They still rose by 1.3% in December half the rate from three months earlier. "This mixed pattern of monthly price rises and falls is a typical characteristic of a subdued market," said Martin Ellis, chief economist at the Halifax.
