Bad Credit Mortgage FAQs

Can I have a bad credit mortgage?

Whether it's credit card debt, missed payments, divorce, outstanding loans, rent arrears, mortgage arrears or any the other factors that can affect your credit record we will work with you to find the best deal to suit your circumstances.


How long can I take a bad credit mortgage loan over?

Loans are available over varying periods. Your specific needs will determine the length of your mortgage term.


My credit history is not very good, how will this affect my bad credit application?

Your own adviser will ensure that he places your application with a lender who is sensitive to your individual circumstances. With experience, advisers get to know which lenders are flexible for people with previous credit problems.


How long will I be on a bad credit mortgage?

It will be dependent on your individual circumstances. The intention will be to tidy up your credit file so that we can switch your mortgage to a high street lender with better rates.


Can you help what ever the circumstances of my bad credit?

These are just some of Mortgages problems we can help with:
County Court Judgements (CCJs) ,Defaults ,Individual Voluntary Arrangements (IVA) Discharged bankrupt ,Repossession Self-employed with no accounts .


I have a bad credit mortgage is there a better deal out there for me?

We actively review our clients situations to ensure they have the best mortgage available to them at all times dependent on there current circumstances.

Apply now for a Bad Credit Mortgage and Click n go Mortgages will find you the best deals on the market.


About Bad Credit Mortgages »

Did you know an estimated one in four Britons would be turned down by a mainstream mortgage lender?

Bad Credit Mortgage or Adverse Credit Mortgages is ideal if you have a poor credit record. You might have difficulty getting a mortgage from the high street. Click n go Mortgages have access to specialist bad credit mortgage lenders.

We know which lenders are best geared up to meet the needs of adverse credit mortgage borrowers. Our mortgage calculator can quickly work out how much you could save by remortgaging with Click n go Mortgages.

Call Me Back Mortgage Tools Home Blogs Head

18/03/08
Comments

Bad credit mortgages holders seek debt management advice

Ever since the bad credit mortgages fiasco that blew in from America the back end of last year, the world's economy has been in turmoil. Bad credit mortgages or sub prime mortgages as there more commonly known in the states have been headline news.

12/03/08
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Which bad credit mortgage is for me?

You first need to know what your credit rating is. Armed with this information you stand a better chance of ensuring you get the best bad credit mortgage. It's a mine field out there, knowledge is power. 1 in 4 people have a bad credit mortgage.

03/03/08
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Free money advice scheme

For a long time there have been calls for free advice funded by levies from companies regulated by the Financial Services Authority. More so now with Bad credit mortgages and 100% mortgages being a regular topic in the news due to the current changes in the world economy.

07/02/08
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Bank Cuts rates to 5.25%

Bank of England has cut rates in an attempt to keep the economy moving. The US Federal Reserve has recently cut rates from 4.25% to 3%. Anyone looking to remortgage can expect to get a better deal especially some one with a bad credit mortgage.

28/01/08
Comments

Missed mortgage payments

Almost half a million UK homeowners have failed to meet a monthly mortgage repayment in the last six months. This is going to be a huge problem for the next couple of years for anyone who has a poor credit mortgage deal, or has risked taking on a low rate mortgage and will now be facing a mortgage rate hike.

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