Finding a Surveyor
It is always best to get a proper survey on a property you are buying and not rely on the lenders valuation to reveal all the possible problems.
Possibly the best way to finding a good surveyor is asking for recommendations from your mortgage lender, solicitors, estate agent or even friends that have moved recently.
Talk to your mortgage lender before instructing a surveyor and get the basic valuation done at the same time as your survey and possibly save on cost.
Find a surveyor online via Royal Institution of Chartered Surveyors - Location Search Engine
All surveyors should be a member of the Royal Institution of Chartered Surveyors (RICS) where you can check up on their credentials
- Types of Mortgages
- How much can I borrow?
- Mortgage calculator
- Home Information Packs
- Mortgage Jargon Buster
- Mortgages Key Facts
- Pay mortgage off early
- Property Websites
23/02/09
Comments
Shared Ownership Mortgage Deals
Take the Shared Ownership Mortgage challenge with Click n go Mortgages, we are leading Shared Ownership Mortgage Broker based in Kent and service the whole country we access the whole of the Shared Ownership market to find the best Shared Ownership Mortgage that's right for you - take a look at some of the deals we found for our happy clients.
27/01/09
Comments
Mortgage lending increases for home buyers.
In these tough times its hard to get a mortgage, there was 22,051 mortgages approved in December an increase on November’s figures according to the British bankers association. For those lucky ones who have managed to get a mortgage it’s just as important to protect your self against losing your home.
22/01/09
Comments
Shared Ownership latest mortgage deals rates and lending criteria
With Rightmove reporting increased demand for houses and property listings at an all time low. First time buyers are struggling to save the deposits which lenders are currently insisting on to purchase in today’s market. So the alternative is to buy via a Shared Ownership scheme.
21/01/09
Comments
Mortgage Lending ‘fell by 30% last year’
There was huge contraction in the amount of mortgage lending in 2008. The credit crunch has swept through the housing market and all but obliterated most of the mortgage deals that were available in 2007.
20/01/09
Comments
Government announces second round of measures to provide new lending
Banks need to use these facility's to help breath life into the failing housing market as First time buyers and home movers continue to window shop.
19/01/09
Comments
House hold demand in the pipe line
When the market does turn, first time buyers will re-enter the market, driven by the renewed affordability of owning over renting. With lenders cautious on loan to value ratios, there will be new types of shared ownership and shared equity schemes to be in high demand.
18/01/09
Comments
Bank bail-out to help with lending
New rescue package to help bank's start lending again. Gordon Brown will announce plans to guarantee mortgage lending tomorrow.Will this be the news first time buyers have waiting for?.
15/01/09
Comments
Mortgage lending continues to fall
The Council of Mortgage lenders (CML) have reported that their was only 33,000 new loans granted in November, that's a 17% reduction compared with last month. First time buyers are finding that they have to put down a large deposit. On average a first time buyer has to put down an 18% deposit of the properties value.
14/01/09
Comments
How do i go about buying a Shared Equity property?
My partner and I are lowly first time buyers with a few savings, certainly not enough for a deposit. We rent our slightly shabby 2 bed house, which I long to decorate but don’t want to add value, and are slowly but surely paying off our landlords’ mortgage.
13/01/09
Comments
House sales are still falling
RICS the Royal Institution of Chartered Surveyors said the housing market has reached a low not seen for 30 years. First time buyers are struggling to take advatange of falling house prices.
