First Time Buyers Mortgage Guide

ClicknGo are specialists in helping a variety of individuals obtain the mortgage they require to own home. Not least of these are the thousands of first time buyers looking to get their foot the property ladder.

We have access to the best and most suitable first time buyer mortgages on the market and can assist you with the entire process of securing a mortgage, from the initial calculations needed to work out how much you can afford, to the contract of the contract and handing over of the keys.

Our experts will offer all the help and advice possible and give you an instant decision-in-principle on your first time buyer mortgage.

We will also advise you on your options in the event that bad credit history, low deposit savings or being in self-employment is preventing you from obtaining mainstream "high street" mortgages.

Whatever your situation, we are here to help. Be sure to check our First Time Buyer Mortgage FAQ for some straight forward answers to popular questions. Our First Time Buyer Mortgage Resources will also provide you with a range of useful articles and guides for further advice.

Apply now for a First Time Buyer Mortgage and Click n go Mortgage Brokers will find you the best deals on the market.

About First Time Buyers Mortgages »

Checkout our Mortgage Tool Kit, it has all the resources and information to help first time buyers.

As a first time buyer you need to know what are the best mortgage deals for first time buyers? Click n go Mortgages will access the best deals available for your circumstances; whether you have a deposit, bad credit history, self employed - we can help.

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Thu, 22 Jan 2009 13:41:17
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Shared Ownership latest mortgage deals rates and lending criteria

With Rightmove reporting increased demand for houses and property listings at an all time low. First time buyers are struggling to save the deposits which lenders are currently insisting on to purchase in today’s market. So the alternative is to buy via a Shared Ownership scheme.

Wed, 21 Jan 2009 15:26:55
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Mortgage Lending ‘fell by 30% last year’

There was huge contraction in the amount of mortgage lending in 2008. The credit crunch has swept through the housing market and all but obliterated most of the mortgage deals that were available in 2007.

Tue, 20 Jan 2009 11:26:45
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Government announces second round of measures to provide new lending

Banks need to use these facility's to help breath life into the failing housing market as First time buyers and home movers continue to window shop.

Mon, 19 Jan 2009 14:29:37
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House hold demand in the pipe line

When the market does turn, first time buyers will re-enter the market, driven by the renewed affordability of owning over renting. With lenders cautious on loan to value ratios, there will be new types of shared ownership and shared equity schemes to be in high demand.

Thu, 15 Jan 2009 11:42:24
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Mortgage lending continues to fall

The Council of Mortgage lenders (CML) have reported that their was only 33,000 new loans granted in November, that's a 17% reduction compared with last month. First time buyers are finding that they have to put down a large deposit. On average a first time buyer has to put down an 18% deposit of the properties value.

Wed, 14 Jan 2009 10:28:36
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How do i go about buying a Shared Equity property?

My partner and I are lowly first time buyers with a few savings, certainly not enough for a deposit. We rent our slightly shabby 2 bed house, which I long to decorate but don’t want to add value, and are slowly but surely paying off our landlords’ mortgage.

Tue, 13 Jan 2009 12:46:11
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House sales are still falling

RICS the Royal Institution of Chartered Surveyors said the housing market has reached a low not seen for 30 years. First time buyers are struggling to take advatange of falling house prices.

Mon, 12 Jan 2009 10:32:20
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Buyers are suspicious of Shared Equity Schemes

It's certainly going to be a tough time for first time buyers in 2009. We still get a hundreds of people asking "Can we still get a 100% mortgage". The answer is not for a property on the open market. But you can still buy a house without a deposit with a Shared Equity mortgage.

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