Kent Mortgage Broker -
Why Use Us

OPERATING IN KENT AT MAIDSTONE

If you live in Kent Why use us

Come to our office for face to face advice on a whole range of mortgage products

» We deal with the mortgage market as a whole.
» We will advise you as to the costs of our service up front and stick to it.
» We provide a full service and assist with finding relevant professional help.
» We are fully independent and are directly regulated by FSA.
» We are centrally located for people in Kent, South Essex and South London.
» We have road good access from M25, M20, A2-M2 and A20.
» We are equi-distant to Maidstone East and West railway stations.
» Our offices are Located next to the High St. in Maidstone.
» There is pay and display parking next to our offices for convenient access.

The services we provide

» Kent Mortgage Brokers are independent
» Independent for remortgages in Kent
» 100% mortgages Kent
» Bad credit mortgages Kent
» Sub prime mortgages Kent arranged in throughout Kent the area
» Mortgages for adverse credit Kent
» Shared Ownership deals arranged with Kent housing association purchases
» Right to by mortgages arranged for Kent tenants
» Mortgages arranged for ex Kent Council property purchases
» Kent Buy to let Mortgage portfolios
» Kent Commercial mortgages for Kent businesses

What you would have to do without a Kent mortgage broker

Find the right mortgage or remortgage

» Research all the different Kent mortgages and loan schemes available and hope you find a cheap bad credit mortgage Kent and one best suited to meet your circumstances when arranging a Kent remortgage or buying a house.

» Research all the different types of Shared ownership mortgage rates to find the one most appropriate to your situation.

» Go to lots of mortgage brokers in Kent for information on house purchase or self cert remortgages and sort out which has the cheapest rate for a loan that suits you.

» Attend time consuming commercial mortgage advice interviews to check you qualify for your chosen lender’s mortgage schemes.

» Check nothing has changed since you decided on a particular lender

» Wait for the adviser to assess your situation and get provisional approval of your required Kent mortgage broker loan.

Once the Kent mortgage broker advice has been accepted you then have to

» Sort out a reliable surveyor to check that your property purchase is sound.

» Find a solicitor who is experienced in conveyances and remortgages.

» Check that all the paperwork is correct and suitable to your house purchase or remortgage.

» Resolve any queries and problems arising from the advice of your professional team.

» Ensure that you have anticipated all the upfront costs correctly and are aware of deposit requirements etc so that your house purchase can proceed.

» Then you need to sort out the physical requirements of moving home.

Here's how Click n go can help you with Mortgage Advice

Firstly it is nice and convenient dealing with us over the internet but you really can’t beat face to face contact especially if your Kent mortgage needs are anything less than straightforward. For those people living in Kent, South Essex or South London you have a Kent Mortgage Broker with premises in Maidstone where you can call and receive mortgage advice on a whole range of services whether it is remortgages in Kent, self cert mortgage in Kent, right to buy from Kent County Council, or a 100% mortgage on a Kent property. We deal with bad credit mortgage advice in Kent as well as sub prime mortgages and adverse mortgage advice both in Kent and its surrounds. Our service also covers commercial, shared ownership, buy to let and council house mortgages all available to people in Kent. If you look at the tools on our website you will see that there is a mortgage calculator which works very well for people and property in Kent.

How we go about finding a Kent mortgage

Firstly using a good independent Kent mortgage broker advice is not usually free or cheap. It is true that we charge a fee for our support but you can see below the advice we give and the support you get throughout the process justifies the cost.

The first way we can help you is to look at the whole mortgage market, not just the high street, for the most suitable loan using sophisticated software that is updated daily to give you the most accurate advice and cheapest mortgage deals available in the market. We will use our professional knowledge to present you with the mortgages that you will find most suitable. Remember not all loan schemes are available to the public direct and that cheap is not always best. Some Kent mortgage schemes are available only through Kent mortgage brokers and not to the public directly. It is because we trade as an independent broker that we can provide you with such a wide range of Kent mortgage products.

We will advise you on the cheapest among the type of rates available (fixed, variable, capped, collared or tracker) and how they can benefit you. We will maintain long term contact with you to ensure that your changing needs are met once any fixed rate period has expired and support you through any changes that need to be made.

How quick is the Kent mortgage broker advice process?

The second most important help we can give you is to ensure that you are supplied with quick, accurate and up to date Kent mortgage broker advice. You will need only one detailed discussion with us to establish your situation once you have completed our short online application. This advice can be given over the telephone with written confirmation issued by us within 24 hours. We can source the right scheme for you from literally hundreds available in the whole market and not just the high street.

Once the initial discussion is completed we will obtain an offer in principle which will indicate how much the lender is prepared to lend to you provided the information obtained in our initial discussion is supported by satisfactory paperwork. A significant part of our mortgage advice is to ensure that you can afford the mortgage and are aware of the costs of buying a property. Many remortgage schemes have a free fees offer which will help you to achieve as cheap a remortgage as possible. Again we would point out that cheap is not always best and that it is the whole mortgage scheme that has to be considered not just the fees.

Supporting your Kent mortgage application

As your Kent mortgage broker we will monitor and ensure that the correct documentation is supplied to the lender to support the information supplied at the time of our mortgage advice and the application in principle.

As we mentioned above our systems are updated daily to ensure that the mortgage advice we provide is bang up to date. We will hear of any changes at the earliest opportunity and update you of its affect on your application to ensure you get a quick mortgage offer with the least fuss.

Helping you find professional advisors

We have regular contact with the surveyors and their reports. We can advise on the type of survey you should consider and help with any issues that may arise and the ways to go about obtaining further information that may be required regarding damp, dry rot or structural problems etc.

We have a panel of solicitors that we have come across in our routine business. They are both experienced in the legalities of the house purchase process and have demonstrated to us that they can provide a reliable service. It is of course up to you to select from this panel and it in no way restricts your right to choose one of your own. Our panel solicitors will provide an estimate of cost to help you make your decision.

Once the offer has been issued we will check to ensure that it reflects the loan you require and help sort any discrepancy or problems.

We will help resolve and explain any queries raised by the professional advisers working on you behalf.

As part of our initial discussion we explain the costs involved and the likely amounts needed to fund your purchase and explain when these amounts fall due. We also provide a budget calculator to check that the mortgage is affordable on a monthly basis.

In doing all of this we enable you to concentrate on the property you want and the physical requirements of moving house and maintain you’re working life as normally as possible.

Our aim is to provide you with a complete service so that you will know how much you can borrow, find you a rate that is cheap and suitable to your needs. You will be able to find the best property you can get and buy it with the most competitive and effective loan available to you within the market. This will be provided in the minimum of time possible to ensure you win the race for your ideal property.

Remember the quality of our service is the strength of our business.