Large Loan FAQs

Are Large Mortgages just for home movers?

No. We help many first time buyer or home movers get on their feet by securing large mortgage deals for them. Whether you're starting from scratch or making a leap from renting premises to buying premises, Click n Go Mortgage Brokers will assist you in making the right decision.

What is the criteria for getting a large mortgage?

Large mortgage loan providers all differ in their approval criteria for the self employed the employed and for applicants where income may be in the form of a large end of year bonus. Understanding which of these lenders will offer the best deal based on your personal circumstances is something at which our specialist team excels. Whether you require a more flexible scheme, offset deals, fixed rate or tracker we will find the product that's right for you.

I have a bad credit history, will that be a problem?

Not necessarily. Our Large Mortgage experts scour the existing mortgage market to locate mortgage deals for individuals and businesses with a wide range of financial situations.

What is the usual length of a large mortgage?

A typical mortgage ranges from between 5 and 30 years.

How much cash do I need to provide for a down payment?

Click n Go Mortgage Brokers can arrange large mortgages for up to 85% of the value of the property. So it is up to you to find 15% of the purchase price as a down payment.

Is there anything I can do to improve my chances of getting a large mortgage?

Having a strong case for being able to repay the mortgage is a must. The lender decides the outcome of your large mortgage application on your ability to repay the mortgage despite any added security. A comprehensive history and projected future of your earnings will help your application greatly.