Mortgages Key Facts Document
The Financial Services Authority (FSA), which regulates mortgages has now made it a legal requirement for Mortgage lenders to provider their customers a Key Fact document that outlines clear, simple and user-friendly information about the mortgage offer.
The key facts document outlines the total cost of the loan including any up-front fees.
Each new mortgage customer has to confirm that they have received the key facts before putting pen to paper.
For further information see FSA guide to financial advice -
http://www.moneymadeclear.fsa.gov.uk/pdfs/financial_advice.pdf
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