Right to Buy Mortgage
- Why Use Us

What you would have to do without the right to buy mortgage broker support

Find the correct right to buy mortgage

» Research all the different right to buy mortgages and loan schemes available and hope you find a cheap right to buy mortgage and one best one to meet your circumstances when buying a house.

» Research all the different types of council house mortgages rates to find the one most appropriate to your situation.

» Go to lots of high street right to buy mortgages outlets for information on house purchase and sort out which has the cheapest rate for a loan that suits you.

» Attend time consuming right to buy mortgage advice interviews to check you qualify for your chosen lender's mortgage schemes.

» Check nothing has changed since you decided on a particular lender

» Wait for the adviser to assess your situation and get provisional approval of your required right to buy mortgage loan.

Once the council house mortgages advice has been accepted you then have to

» Sort out a reliable surveyor to check that your property purchase is sound.

» Find a solicitor who is experienced in conveyance.

» Check that all the paperwork is correct and suitable to your house purchase.» Resolve any queries and problems arising from the advice of your professional team.

» Ensure that you have anticipated all the upfront costs correctly and are aware of deposit requirements etc so that your house purchase can proceed.

» Then you need to sort out the physical requirements of moving home.

Here's how Click n go can help you with Right to Buy Mortgage Advice

If you are a tenant living in a property and you have a right in law to buy that property we are able to help and advise you in the way you can best achieve the purchase of your own home. When you have a right to buy it is usual for the purchase to be available with a discount, subject to certain rules and conditions.

When the property is valued during the mortgage process the quoted value will be the market value which would more than the discounted purchase price available to you as tenant. This being the case it may well be possible, depending on your financial circumstances, to borrow the whole of your discounted purchase price at an attractive rate of interest.

We suggest you should look at the right to buy mortgages pages for further information.

How we go about finding a right to buy mortgage

Firstly using good independent right to buy mortgage broker advice is not usually free or cheap. It is true that we charge a fee for our support but you can see below the advice we give and the support you get throughout the process justifies the cost.

The first way we can help you is to look at the whole mortgage market, not just the high street, for the most suitable right to buy mortgage loan using sophisticated software that is updated daily to give you the most accurate advice and cheapest mortgage deals available in the market. We will use our professional knowledge to present you with the mortgages that you will find most suitable as a right to buy mortgage purchaser. Remember not all loan schemes are available to the public direct and that cheap is not always best. Some best council house mortgages schemes, including right to buy mortgage schemes, are available only through council house mortgages brokers and not to the public directly. It is because we trade as an independent broker that we can provide you with such a wide range of mortgage products.

We will advise you on the cheapest among the type of rates available (fixed, variable, capped, collared or tracker) and how they can benefit you. We will maintain long term contact with you to ensure that your changing needs are met once any fixed rate period has expired and support you through any changes that need to be made.

How quick is the right to buy mortgages advice process

The second most important help we can give you is to ensure that you are supplied with quick, accurate and up to date best council house mortgages advice. You will need only one detailed discussion with us to establish your situation once you have completed our short online application. This advice can be given over the telephone with written confirmation issued by us within 24 hours. We can source the right scheme for you from literally hundreds available in the whole market and not just the high street.

Once the initial discussion is completed we will obtain an offer in principle which will indicate how much the lender is prepared to lend to you provided the information obtained in our initial discussion is supported by satisfactory paperwork. A significant part of our right to buy mortgage advice is to ensure that you can afford the right to buy mortgage and are aware of the costs of buying a property. Again we would point out that cheap is not always best and that it is the whole right to buy mortgage scheme that has to be considered not just the fees.

Supporting your right to buy mortgage application

As your broker we will monitor and ensure that the correct documentation is supplied to the lender to support the information supplied at the time of our right to buy mortgage advice and the application in principle.

As we mentioned above our systems are updated daily to ensure that the right to buy mortgage advice we provide is bang up to date. We will hear of any changes at the earliest opportunity and update you of its affect on your application to ensure you get a quick right to buy mortgage offer with the least fuss.

Helping you find professional advisors

We have regular contact with the surveyors and their reports. We can advise on the type of survey you should consider and help with any issues that may arise and the ways to go about obtaining further information that may be required regarding damp, dry rot or structural problems etc.

We have a panel of solicitors that we have come across in our routine business. They are both experienced in the legalities of the house purchase process and have demonstrated to us that they can provide a reliable service. It is of course up to you to select from this panel and it in no way restricts your right to choose one of your own. Our panel solicitors will provide an estimate of cost to help you make your decision.

Once the offer has been issued we will check to ensure that it reflects the loan you require and help sort any discrepancy or problems.

We will help resolve and explain any queries raised by the professional advisers working on you behalf.

As part of our initial discussion we explain the costs involved and the likely amounts needed to fund your right to buy mortgage and explain when these amounts fall due. We also provide a budget calculator to check that the right to buy mortgage is affordable on a monthly basis.

In doing all of this we enable you to concentrate on the property you want and the physical requirements of moving house and maintain you’re working life as normally as possible.

Our aim is to provide you with a complete right to buy mortgage service so that you will know how much you can borrow, find you a rate that is cheap and suitable to your needs. This will be provided in the minimum of time possible to ensure you achieve the discount promised in your right to buy situation.

Remember the quality of our service is the strength of our business.