Self Certification Mortgages & Self Employed Mortgages

Self Cert Mortgage Deals


Self Cert Mortgages no longer exist. Contact us below to discuss your mortgage options

  • » A self cert mortgage deal is suitable if you can't prove some or all of your income
  • » To qualify for a self cert mortgage, confirm gross salary in a written declaration
  • » Varied income, commission based / self-employed, then self cert mortgage is for you
  • » If you have a 10% deposit, then apply now for a self cert mortgage deal today
  • » Want best self cert mortgage advice from a mortgage broker in plain English?
Bad Credit Mortgages - Simple One Minute Process

Whitehead Monckton Click n go Large Loans & Commercial Mortgage

About Self Cert Mortgages

Self Cert Mortgage Hints & Tips
Checkout our Mortgage Tool Kit, it has all the resources and information to help buy and locate your next property.

Self Cert Mortgage - The Basics
The Benefits of a Self Cert Mortgage
What you need for a Self Cert Mortgage
Self Employed Mortgages
Self Cert Mortgage Advice
Self Cert Mortgage FAQs

A Self Cert mortgage is ideal if you are self-employed or have have difficulty getting a mortgage from high street lenders. Clickngomortgages.co.uk mortgage brokers have access to specialist self cert mortgage lenders.

We know which lenders are best geared up to meet the needs of the self-employed borrower. Whether your shopping for a fixed rate mortgage, capped mortgage, discounted mortgage, tracker rate mortgage or flexible rate mortgage.

Our mortgage calculator can quickly work out how much you could save by remortgaging with clickngomortgages.co.uk mortgage brokers.

Call Me Back Mortgage Tools Home Blogs Head

Tue, 09 Dec 2008 14:03:56
Comments

Self cert Mortgages & the FSA

We used to live in a society of tomorrow doesn’t matter, High Loan to value (LTV) loans, self cert mortgages and a focus on high growth and high risk sub prime lending which meant that some lenders lost sight of the risks they were taking. The market is seeing much of this lending now unravel.

Mon, 29 Sep 2008 12:57:42
Comments

Self Cert Mortgages to Blame

Self cert mortgages have been labelled as the reason for the credit crunch and the impending recession. Criteria for lending has been tightened and many self cert products have been pulled from the market.

Fri, 26 Sep 2008 11:03:57
Comments

The End of an Era for Bradford & Bingley and Self Cert Mortgages

With the nationalisation of Bradford & Bingley have we witnessed the end of self cert mortgages and buy-to-let and the beginning of safer, less risky lending?

Thu, 18 Sep 2008 14:27:19
Comments

Self Cert Mortgage Rate from Kensington

Kensington launch five year fixed rate deal to include self cert mortgages. Great rates on self cert mortgages, start with Click n Go.

Mon, 25 Aug 2008 12:31:25
Comments

Is the Credit Crunch affecting Self Cert Mortgage Lending?

Self cert mortgages are feeling the pinch in the credit crunch and so much so that many lenders have pulled their products from the market. To find a self cert mortgage deal now, you need to seek mortgage advice from a broker who has access to the whole market.

Wed, 20 Aug 2008 16:54:00
Comments

Self Certification Case Study - How NOT to apply for a Self Cert Mortgage

If you are thinking about applying for a self certification mortgage, then make sure you understand the process and the responsibility of a mortgage where you state how much you earn.

Mon, 14 Jul 2008 13:41:28
Comments

The Responsibility of a Self Certification Mortgage

We recently reported the story of a mortgage broker who was fined £10,500 for what was seen as fraudulent self cert mortgages, but who is responsible?

Tue, 01 Jul 2008 09:58:06
Comments

Self Cert Mortgages gone mad?

Have self cert mortgages gone mad with the 'liar loan' craze? With the number of products available to those looking for self certification greatly reduced on last year, are we looking at another sign of the credit crunch?

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