Key benefits of a self cert mortgage:

A self cert mortgage comes with a host of benefits to the self employed and those who cannot prove the regularity of income.

Firstly proof of income is not normally required, although we have published a list of information that you need to supply when applying for a self cert mortgage that should be of use.

Speed of underwriting is particularly important I you have a set completion deadline.

Self cert mortgages are available to most people, including first time buyers, people looking to remortgage and those moving house. There is a choice of competitive tracker, fixed rate and discounted rate mortgages as well as variable terms available for those looking for a self cert mortgage and these days the lending rates are not as high as they were, making it easier and reasonable.

As with other mortgages, you can overpay, underpay and take payment holidays should you need to and borrow more after 6 months - but note that these are all subject to the terms in your agreement.

Potential increased lending, as 100% of all sources of income are taken into account.

Less stress and instant decisions available and less paperwork.

Contact Click n Go Mortgages about your self cert mortgage.